Our Privacy Commitments
For the purpose of this Privacy Statement “group company” shall mean FGI Finance and any of its subsidiary companies, including, without limitation, FGI Risk and FGI WorldWatch Report.
Information about FGI Finance
FGI Finance Corporate Headquarters:
80 Broad Street
New York, NY 10004
Collection of Personal Information
FGI Finance’s primary goal in collecting personal information from you is to give you an enjoyable customized experience while allowing us to provide services and features that most likely meet your needs.
FGI Finance gives you the option to access our Sites’ homepages without subscribing or registering or disclosing your personal data.
We collect certain personal information from you, which you give to us when using our Sites and/or registering or subscribing for our products and services.
Where, as part of our Site services, we enable you to post information or materials on our Site, we may access and monitor any information which you upload or input, including in any password-protected sections, in order to fulfill our obligations to you and protect or comply with our legal rights and obligations.
We do not collect information about our Site visitors or online registered users or subscribers from other sources, such as public records or bodies, or private organizations.
Types of Personal Information Held and its Use
At some Sites, FGI Finance collects personally identifiable information, such as your name, company, job title, approx. sales, address, telephone number, email address and comments/information you may input or post.
FGI Finance collects and uses your personal information to operate its Sites efficiently and to deliver the products and services you have requested.
Your personal information may be used for the purposes of:
• Customer Administration, i.e. part of the personal data is used for the provision of information, communications, or transaction services such as delivering products and/or services to you.
• Marketing, i.e. parts of your personal data may be used by FGI Finance to contact you by email or telephone and/or post for sending information or promotional material on the products and/or services of FGI Finance and/or its other group companies.
FGI Finance gives you the opportunity to opt-out of receiving marketing communications and will in certain circumstances need to obtain your consent before sending such communications to you. Further detail can be found on the applicable Site and in each marketing communication sent by FGI Finance.
FGI Finance may also use your information to measure what area users visit most frequently and what information users access the most. We use this data in connection with the design of our website. This information also helps us determine what is most beneficial for our users and how we can continually create a better overall service for you. Employees or contractors of FGI Finance who are given access to your usage information will be required to keep the information confidential and not use it for any other purpose than to carry out the services they are performing.
Any other purposes for which FGI Finance wishes to use your personal data will be notified to you and your personal data will not be used for any such purpose without obtaining your prior consent.
Further detail as to the types of personal information which are collected by FGI Finance is set out at the end of this Privacy Statement.
Consents and opt-outs
You can give your consent to, or opt-out of, particular uses of your data as indicated above by:
• Indicating in a box at the point on the relevant Site where personal data is collected;
• Informing FGI Finance by email;
• Updating your preferences on the applicable Site.
All FGI Finance Site’s use “cookies”.
A cookie is a text file placed on your hard drive by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. They are uniquely assigned to you and can only be read by a Web server in the domain that issued the cookie.
Cookies are either used only during your session (“temporary” or “session state” cookies) or stored on your computer’s hard drive (“permanent” cookies).
Temporary cookies are a mechanism for maintaining continuity between pages during your visit. These cookies are maintained in your browser’s active memory and are terminated at the conclusion of the Site visit. Permanent cookies are used to recall on subsequent visits your login information and your agreement to our terms and conditions.
Cookies are integral to the functioning of all FGI Finance Sites. By using your browser’s options to block cookies you will effectively prohibit effective use of FGI Finance’s sites. If you still wish to control the operation of cookies, then functionality is available through your browser. Generally you have the options to accept all cookies, to be notified when a cookie is issued or reject all cookies.
As outlined above, disabling cookies may prevent FGI Finance Sites from operating fully.
Information collected at one Site may be shared within FGI Finance and other group companies for the purposes listed above.
FGI Finance may also disclose your personal data to third parties, including, without limitation, professional advisers, or governmental or State institutions or authorities, where necessary in order to exercise or defend its legal rights or where required by law.
Confidentiality Security of Your Personal Information
FGI Finance is committed to keeping the data you provide us secure and will take reasonable precautions to protect your personal information from loss, misuse or alteration.
We have implemented information security policies, rules and technical measures to protect the personal data that we have under our control from:
• unauthorized access
• improper use or disclosure
• unauthorized modification
• unlawful destruction or accidental loss
All our employees and data processors (i.e. those who process your personal data on our behalf, for the purposes listed above), who have access to, and are associated with the processing of personal data, are obliged to respect the confidentiality of our Site visitors’ personal data.
How to Access, Update and Erase your Personal Information
Upon request, we will provide you with a readable copy of the personal data which we keep about you. We may require proof of your identity and may charge a small fee to cover administration and postage.
FGI Finance allows you to challenge the data that we hold about you and, where appropriate in accordance with applicable laws, you may have your personal information:
• rectified or amended
Changes to this Privacy Statement
This Privacy Statement applies to the websites located on the World Wide Web, including but not limited to, the following domains: